:root{--navy:#071a2b;--navy2:#0d2a40;--teal:#00c7a5;--teal2:#008d78;--mist:#e8f5f2;--cream:#f7f5ef;--ink:#102133;--muted:#536270;--line:#d9e1e5;--white:#fff;--max:1200px;--shadow:0 14px 40px rgba(7,26,43,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.55;background:#fff}a{color:inherit}img{max-width:100%;display:block}.wrap{width:min(var(--max),calc(100% - 40px));margin-inline:auto}.announce{background:#dff8f2;text-align:center;padding:9px 20px;font-size:13px;font-weight:650}.announce a{font-weight:800}header{background:var(--navy);color:#fff}.top{height:74px;display:flex;align-items:center;gap:28px}.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;font-size:27px;font-weight:900;letter-spacing:-1.5px}.brand>span>span{color:var(--teal)}.mark{width:38px;height:38px;display:grid;grid-template-columns:repeat(3,1fr);gap:3px;transform:rotate(-8deg)}.mark i{display:block;border:3px solid var(--teal);border-radius:50% 50% 45% 55%}.mark i:nth-child(2){transform:translateY(7px)}.mark i:nth-child(3){transform:translateY(-3px)}.utility{display:flex;gap:18px;margin-left:auto;font-size:14px}.utility a{text-decoration:none}.search-open{margin-left:auto;border:1px solid #587083;background:#fff;color:var(--ink);border-radius:999px;padding:11px 24px;font-weight:800;cursor:pointer}.search-panel{display:none;padding:0 0 18px}.search-panel.open{display:block}.search-panel label{display:block;font-size:13px;font-weight:800;margin-bottom:5px}.search-panel input{width:100%;padding:13px 16px;border-radius:8px;border:0;font:inherit}.search-results{background:#fff;color:var(--ink);border-radius:0 0 8px 8px}.search-results a{display:block;padding:10px 16px;border-top:1px solid var(--line);text-decoration:none}.categories{background:#fff;color:var(--ink);border-bottom:1px solid var(--line)}.categories .wrap{display:flex;gap:34px;overflow:auto}.categories a{padding:15px 0;text-decoration:none;font-weight:850;white-space:nowrap;border-bottom:3px solid transparent}.categories a:hover{border-color:var(--teal)}.disclosure-bar{text-align:center;background:#f5f8f7;border-bottom:1px solid var(--line);font-size:12px;padding:7px}.hero{background:linear-gradient(120deg,var(--navy) 35%,#0d3047);color:white;padding:64px 0 70px}.hero-grid{display:grid;grid-template-columns:1fr .95fr;gap:70px;align-items:center}.eyebrow{font-size:12px;font-weight:900;letter-spacing:.12em;color:var(--teal2);margin:0 0 10px}.eyebrow.light{color:#66ead4}.hero h1,.category-hero h1,.policy-hero h1{font-size:clamp(44px,5.3vw,76px);line-height:.98;letter-spacing:-.055em;margin:0 0 24px;max-width:760px}.hero-copy{font-size:19px;color:#cbd8df;max-width:620px}.button,.buy-button{display:inline-block;background:var(--teal);color:var(--navy);text-decoration:none;border:0;border-radius:5px;padding:13px 19px;font-weight:900;cursor:pointer}.button.dark{background:var(--navy);color:#fff}.proof{display:flex;gap:0;margin-top:38px}.proof span{padding:0 22px;border-left:1px solid #567083;color:#cbd8df;font-size:13px}.proof span:first-child{padding-left:0;border:0}.proof b{display:block;color:var(--teal);font-size:28px}.hero-card{background:#fff;color:var(--ink);border-radius:12px;overflow:hidden;box-shadow:0 18px 60px rgba(0,0,0,.28);margin:0}.hero-card img{aspect-ratio:16/8;object-fit:cover}.hero-card>div{padding:24px}.hero-card h2{font-size:27px;line-height:1.1;margin:0 0 10px}.hero-card a,.text-link{font-weight:900;color:var(--teal2)}.principles{background:var(--cream);padding:20px 0}.principles .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;font-weight:800;font-size:14px}.section{padding-block:74px}.section-head{display:flex;justify-content:space-between;align-items:end;margin-bottom:28px}.section-head h2,.topics h2,.mission h2,.newsletter h2,.related h2{font-size:clamp(30px,3vw,44px);line-height:1.05;letter-spacing:-.04em;margin:0}.section-head>a{color:var(--teal2);font-weight:850}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:25px}.card{border:1px solid var(--line);border-radius:7px;overflow:hidden;text-decoration:none;background:#fff;transition:.2s;min-width:0}.card:hover,.card:focus-visible{transform:translateY(-4px);box-shadow:var(--shadow);outline:2px solid var(--teal);outline-offset:2px}.card img{width:100%;aspect-ratio:3/2;object-fit:cover}.card>div{padding:19px}.card h3{font-size:20px;line-height:1.18;margin:0 0 10px;letter-spacing:-.02em}.card p:not(.eyebrow){color:var(--muted);font-size:14px}.card span{font-size:13px;font-weight:900;color:var(--teal2)}.topics{background:var(--navy);color:#fff;padding:72px 0}.topic-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px;margin-top:30px}.topic-grid a{color:#fff;text-decoration:none;text-align:center;font-weight:850;padding:24px 10px;border:1px solid #355064;border-radius:8px}.topic-grid a>span{display:grid;place-items:center;width:70px;height:70px;margin:0 auto 12px;border-radius:50%;background:var(--teal);color:var(--navy);font-size:30px}.topic-grid small{display:block;color:#9fb3c0;font-weight:500}.mission{background:var(--mist);padding:74px 0}.mission>.wrap{display:grid;grid-template-columns:1.1fr 1fr;gap:90px}.mission p{max-width:640px}.mission ul{list-style:none;padding:0;margin:0}.mission li{padding:16px 0 16px 36px;border-bottom:1px solid #c9ded9;font-weight:800;position:relative}.mission li:before{content:'✓';position:absolute;left:0;color:var(--teal2)}.newsletter{padding:64px 0;background:#f2f7f6;border-top:1px solid var(--line)}.newsletter>.wrap{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.newsletter-form label{font-size:13px;font-weight:900}.newsletter-form>div{display:flex;margin:6px 0}.newsletter-form input{flex:1;padding:13px;border:1px solid #a8b8bf;border-radius:5px 0 0 5px;font:inherit}.newsletter-form button{border:0;background:var(--teal);font-weight:900;padding:0 20px;border-radius:0 5px 5px 0}footer{background:var(--cream);padding:56px 0 20px}.footgrid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:50px}.footgrid>div{display:flex;flex-direction:column;align-items:flex-start;gap:8px}.footgrid h3{margin:0 0 10px}.footgrid a:not(.brand){text-decoration:none;color:var(--muted);font-size:14px}.footgrid .brand{color:var(--navy)}.legal{border-top:1px solid var(--line);margin-top:38px;padding-top:18px;font-size:12px;color:var(--muted);display:flex;justify-content:space-between}.category-hero,.policy-hero{background:var(--navy);color:#fff;padding:64px 0}.category-hero p:not(.eyebrow),.policy-hero p:not(.eyebrow){font-size:19px;color:#cbd8df;max-width:720px}.feature{display:grid;grid-template-columns:1.15fr 1fr;gap:42px;align-items:center;margin-bottom:70px}.feature img{width:100%;aspect-ratio:3/2;object-fit:cover}.feature h2{font-size:40px;line-height:1.05;letter-spacing:-.04em;margin:0 0 14px}.article-head{padding-top:54px;max-width:1000px}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:35px}.article-head h1{font-size:clamp(42px,5.5vw,72px);line-height:1.02;letter-spacing:-.05em;margin:10px 0 18px}.dek{font-size:22px;color:var(--muted);max-width:850px}.byline{font-size:14px;font-weight:800}.byline span{font-weight:400;margin-left:10px}.article-disclosure{max-width:1000px;margin-top:28px;background:var(--mist);border-left:5px solid var(--teal);padding:16px}.cover{margin-top:34px}.cover img{width:100%;max-height:700px;object-fit:cover}.cover figcaption{font-size:12px;color:var(--muted);margin-top:8px}.article-grid{display:grid;grid-template-columns:220px minmax(0,760px);gap:60px;justify-content:center;padding-top:55px}.toc{position:sticky;top:20px;align-self:start;display:flex;flex-direction:column;border-top:4px solid var(--navy);padding-top:12px}.toc a{padding:7px 0;color:var(--muted);font-size:14px}.prose{font-family:Georgia,serif;font-size:19px;line-height:1.72}.prose h2{font-family:Inter,sans-serif;font-size:38px;line-height:1.12;letter-spacing:-.035em;margin:55px 0 15px}.prose h3{font-family:Inter,sans-serif;font-size:24px;line-height:1.2;margin-top:30px}.prose .eyebrow{font-family:Inter,sans-serif}.takeaway{background:var(--navy);color:white;padding:24px;border-radius:5px}.prose blockquote{margin:35px 0;border-left:5px solid var(--teal);padding:8px 0 8px 24px;font-size:25px;font-style:italic}.factor-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.factor-grid>div{background:#f2f7f6;padding:20px}.factor-grid span{font-family:Inter,sans-serif;color:var(--teal2);font-weight:900}.factor-grid h3{margin:5px 0}.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse;font-family:Inter,sans-serif;font-size:15px}th,td{text-align:left;padding:14px;border:1px solid var(--line);vertical-align:top}th{background:var(--navy);color:#fff}.buy-button{font-family:Inter,sans-serif;margin:0 0 20px}details{font-family:Inter,sans-serif;border-top:1px solid var(--line);padding:17px 0}summary{font-weight:900;cursor:pointer}.related{padding-block:70px}.related h2{margin-bottom:25px}.policy{max-width:780px;padding-block:55px;font-size:18px}.policy h2{font-size:30px;margin-top:38px}.contact-form{display:grid;gap:17px}.contact-form label{font-weight:800}.contact-form input,.contact-form select,.contact-form textarea{display:block;width:100%;padding:12px;margin-top:5px;border:1px solid #9cacb4;border-radius:4px;font:inherit}.contact-form .button{justify-self:start}
@media(max-width:900px){.hero-grid,.mission>.wrap,.newsletter>.wrap,.feature{grid-template-columns:1fr}.hero-grid{gap:40px}.cards{grid-template-columns:repeat(2,1fr)}.topic-grid{grid-template-columns:repeat(3,1fr)}.principles .wrap{grid-template-columns:1fr 1fr}.article-grid{grid-template-columns:1fr}.toc{position:static;display:none}.footgrid{grid-template-columns:1.5fr 1fr}.proof{flex-wrap:wrap}.feature{gap:24px}}
@media(max-width:620px){.wrap{width:min(100% - 28px,var(--max))}.announce{font-size:11px}.top{height:auto;padding:16px 0;flex-wrap:wrap}.brand{font-size:23px}.mark{width:31px;height:31px}.utility{display:none}.search-open{padding:9px 12px}.search-panel{padding-bottom:14px}.categories .wrap{gap:24px}.categories a{padding:12px 0}.hero{padding:44px 0}.hero h1,.category-hero h1,.policy-hero h1{font-size:43px}.hero-copy{font-size:17px}.proof{display:grid;grid-template-columns:repeat(3,1fr)}.proof span{padding:0 10px}.proof b{font-size:22px}.section{padding-block:50px}.cards{grid-template-columns:1fr}.topic-grid{grid-template-columns:1fr 1fr}.topic-grid a:last-child{grid-column:1/-1}.principles .wrap{grid-template-columns:1fr}.section-head{align-items:start;gap:20px}.footgrid{grid-template-columns:1fr 1fr;gap:30px}.footgrid>div:first-child{grid-column:1/-1}.legal{display:block}.article-head{padding-top:35px}.article-head h1{font-size:41px}.dek{font-size:18px}.article-disclosure{width:calc(100% - 28px)}.cover{width:100%;margin-inline:0}.cover figcaption{padding-inline:14px}.article-grid{padding-top:25px}.prose{font-size:18px}.prose h2{font-size:31px}.factor-grid{grid-template-columns:1fr}.newsletter-form>div{display:block}.newsletter-form input,.newsletter-form button{width:100%;border-radius:5px}.newsletter-form button{padding:13px;margin-top:8px}}